SBI Vs BoB Vs HDFC Vs ICICI Financial institution: Comparability Of Mounted Deposit Curiosity Charges


state Financial institution of India

Rates of interest on mounted deposits of lower than Rs. 2 crore has simply been modified by the nation’s largest lender. This modification got here into impact on February 15, 2022 and because of the change, the financial institution is now providing the next rates of interest on FDs beneath Rs 2 crore.

tenure Current charges for public with impact from 15.01.2022 Revised charges for public with impact from 15.02.2022 Current charges for Senior Residents w.e.f. 15.01.2022 Revised Charges for Senior Residents w.e.f. 15.02.2022
7 days to 45 days 2.9 2.9 3.4 3.4
46 days to 179 days 3.9 3.9 4.4 4.4
180 days to 210 days 4.4 4.4 4.9 4.9
211 days to lower than 1 yr 4.4 4.4 4.9 4.9
1 yr to lower than 2 years 5.1 5.1 5.6 5.6
2 years to lower than 3 years 5.1 5.2 5.6 5.7
3 years to lower than 5 years 5.3 5.45 5.8 5.95
5 years and as much as 10 years 5.4 5.5 6.2 6.3
Supply: Financial institution’s web site

Bank Of Baroda

Financial institution Of Baroda

On February 25, 2022, Public sector lender Financial institution of Baroda (BoB) up to date its mounted deposit rates of interest. After the change, the financial institution now provides rates of interest starting from 2.80 per cent to five.25 per cent to most of the people, senior residents getting an extra 0.50 per cent on deposits maturing in 7 days to five years. Senior residents will get an extra 1% rate of interest on deposits above 5 years and as much as 10 years. The Financial institution has talked about on its web site for Senior Residents that 1.00% is legitimate for the interval “above 5 years to 10 years” and is legitimate until 31.03.2022.

tenure get rates of interest for senior residents
7 days to 14 days 2.8 3.3
15 days to 45 days 2.8 3.3
46 days to 90 days 3.7 4.2
91 days to 180 days 3.7 4.2
181 days to 270 days 4.3 4.8
271 days and above and fewer than 1 yr 4.4 4.9
1 yr 5 5.5
400 days above 1 yr 5.1 5.6
Above 400 days and as much as 2 years 5.1 5.6
Above 2 years and as much as 3 years 5.1 5.6
Above 3 years and as much as 5 years 5.25 5.75
Above 5 years and as much as 10 years 5.25 6.25
Supply: Financial institution’s web site

HDFC bank

HDFC financial institution

HDFC Financial institution has elevated the rates of interest on mounted deposits maturing in 3 years from 1 day to five years. The revised charges are efficient from February 14, 2022. After the revision, the financial institution is now providing rates of interest starting from 2.50 p.c to five.60 p.c to most of the people. Through the particular deposit supply that runs from Might 18 to March 31, senior residents will get an extra 0.25 per cent premium on mounted deposits of lower than Rs 5 crore for tenures starting from sooner or later to 10 years for a interval of 5 (5) years . 0.50 p.c premium.

tenure get rates of interest for senior residents
7 – 14 days 2.50% 3.00%
15 – 29 days 2.50% 3.00%
30 – 45 days 3.00% 3.50%
46 – 60 days 3.00% 3.50%
61 – 90 days 3.00% 3.50%
91 days – 6 months 3.50% 4.00%
6 months 1 day – 9 months 4.40% 4.90%
9 months 1 day 4.40% 4.90%
1 yr 5.00% 5.50%
1 yr 1 day – 2 years 5.00% 5.50%
2 years 1 day – 3 years 5.20% 5.70%
3 years 1 day – 5 years 5.45% 5.95%
5 years 1 day – 10 years 5.60% 6.35%
Supply: Financial institution’s web site

ICICI Bank

ICICI Financial institution

ICICI Financial institution on January 20, 2022 adjusted rates of interest on mounted deposits of lower than Rs 2 crore. After the revision, the financial institution is now providing rates of interest starting from 2.50 p.c to five.60 p.c to most of the people. On mounted deposits maturing in 5 years 1 day to 10 years, resident senior residents will get an extra 0.25 per cent rate of interest along with the present further fee of 0.50 per cent each year. Golden Years is the title of the FD scheme, and it’s legitimate until April 8, 2022.

tenure get rates of interest for senior residents
7 days to 14 days 2.50% 3.00%
15 days to 29 days 2.50% 3.00%
30 days to 45 days 3.00% 3.50%
46 days to 60 days 3.00% 3.50%
61 days to 90 days 3.00% 3.50%
91 days to 120 days 3.50% 4.00%
121 days to 150 days 3.50% 4.00%
151 days to 184 days 3.50% 4.00%
185 days to 210 days 4.40% 4.90%
211 days to 270 days 4.40% 4.90%
271 days to 289 days 4.40% 4.90%
290 days to lower than 1 yr 4.40% 4.90%
1 yr to 389 days 5.00% 5.50%
from 390 days 5.00% 5.50%
from 15 months 5.00% 5.50%
18 months to 2 years 5.00% 5.50%
2 years 1 day to three years 5.20% 5.70%
3 years 1 day to five years 5.45% 5.95%
5 years 1 day to 10 years 5.60% 6.35%
5 Years (80C FD) – Most to Rs. 1.50 lakh 5.45% 5.95%
Supply: Financial institution’s web site



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